Recent nearby sales
What comparable homes in your area have actually sold for, the same numbers an appraiser would start from.
Watertown, SD · Pre-foreclosure
Facing foreclosure in Watertown? We buy fast, before the auction.
In South Dakota, how much room you have depends on where you are in the process, so the date on your notice is the first thing to tell us. From there it usually takes one call to know whether a sale can beat the clock.
- Written offer in 24 hours, even with a sheriff's sale scheduled
- We pay your lender directly at closing
- A completed foreclosure follows you for seven years. A sale doesn't.
- No fees, no commissions, no repairs
Watertown, SD
How it works
We buy homes throughout the Watertown, SD area — Codington (SD).
We help homeowners in every stage of foreclosure.
Whether you just received a notice of sale or summons and complaint or have an auction date next week, tell us which of these is closest to you, because it changes what we'd do.
- Received a notice of sale or summons and complaint
- Months behind on mortgage payments
- A sheriff's sale scheduled within 30 days
- Loan modification denied
- Forbearance ending and can't catch up
- Second mortgage or HELOC in default
- Property taxes delinquent
- Want to avoid a foreclosure on your record
How it works
A cash offer skips that queue. Three simple steps:
When the clock is ticking, every day matters. Here's how fast we move:
- Step 01
Tell us about your home
Fill out the form or call. We'll ask a few basic questions about the property.
We'll buy it as-is. Really. 8 things we still buy
You don't have to repair, clean, or stage anything. Take what you want and leave the rest.
- Outdated kitchens and bathrooms
- Roof, foundation, or structural damage
- Fire, water, or mold damage
- Vacant or boarded-up homes
- Hoarder homes — leave everything
- Unfinished renovations
- Tenants you can't or won't evict
- Liens, back taxes, or title issues
- Step 02
Get a fair cash offer
Go over the details on a quick call, get a cash offer in writing, and walk through a simple purchase agreement together, answering every question before you decide.
How we get to your number 4 factors
We walk you through the math on every offer, so you can hold our number up against anything else you're told.
Selling to us vs. listing in Watertown with an agent Side by side
Every situation is different. If a traditional listing is the better move for you, we'll tell you and point you in the right direction.
A simpler way to sell in Watertown 4 straight answers
You skip the hassles of a traditional sale and keep more of the proceeds.
Earlier is worth more than faster
Two months out from the sheriff's sale, the payoff can be worked at a normal pace. Two weeks out, the options narrow quickly, and some of them close entirely.
The lender gets paid, not chased
At closing the title company orders the payoff and wires it. You never negotiate a reinstatement figure, and you don't have to get current first.
Equity the auction would swallow
A sheriff's sale satisfies the debt and rarely much more. A sale at a real price pays the loan off and hands you the difference.
Liens don't have to be cleared first
Back taxes, a second mortgage, a HELOC in default: the title company settles them out of the proceeds. It's a normal closing, not a special case.
- Step 03
Close on your timeline
Pick the closing date that works for you, in as little as 1-4 weeks or whatever suits you. Walk away with cash in hand.
Who you're working with
Hi, I'm Peter Ivie.
"I'm Peter. A teammate may handle your first quick call to get the basics, but I personally review the property, write every offer, and run the negotiation myself. No call centers, no junior reps making decisions."
Peter Ivie, Owner
Common questions
You might be wondering…
What happens after you reach out
- A teammate may take your first call; Peter Ivie takes it from there.Call anytime, day or night. We ask about the house, not about you. No credit check, nothing invasive.
- You get it in writing. The number, the closing date, and what comes off the top, in a document you can hand to an attorney or an adult child.
- You take as long as you need. Say yes, say no, or sit with it for a week. Our offer doesn't come with a countdown clock.
- Nothing changes at the closing table. If something turns up that moves the number, you hear it from us while you can still do something about it.
Requesting an offer is free, private, and puts you under no obligation. If selling isn't your best move, we'll say so.
Do you actually buy homes in Watertown, SD?
Yes — Watertown (Codington County) is inside our buying area. We buy single-family homes, condos, and small multi-family properties throughout South Dakota. Most of the underwriting is done remotely; if we need to see the property, we send a local professional.
How does foreclosure work in South Dakota, and can you still buy my house?
In South Dakota, a foreclosure auction is called a sheriff's sale. If you've fallen behind on payments, selling for cash is often an option — we buy as-is, in any condition, with no repairs, no commissions, and no fees, on a timeline that fits your situation.
Can you really close before the auction?
Often yes, provided we have enough time to coordinate the title work and the lender's payoff. The earlier you reach out, the more options you have. With enough lead time we can close in 2-3 weeks; tight situations may need a forbearance or a short-sale negotiation.
Will selling to you affect my credit?
Selling before the foreclosure completes typically protects your credit far more than letting it go to auction. A completed foreclosure stays on your record for 7 years; a normal sale doesn't.
What if I owe more than the home is worth?
We can sometimes negotiate a short sale with your lender. It's slower (30-90 days) but still better for your credit than foreclosure. Ask us, and we'll be honest about whether it's likely to work in your case.
Do I have to be current on payments to sell?
No. We routinely buy homes from owners who are months behind. The lender gets paid off at closing from the sale proceeds.
What does it cost to talk to you?
Nothing. There's no fee for an offer, no obligation, and no pressure. If a sale doesn't make sense for your situation, we'll tell you and point you to a HUD-approved housing counselor.
Ready for a cash offer in Watertown?
Call anytime, day or night. Have the address handy; that's all we need to start.
Call whenever suits you. We can't promise someone picks up at every hour, so leave a message and we'll call you back. When we reach out to you, it's only during your own state's legal calling hours.